A card-not-present transaction (CNP, mail order / telephone order, MO/TO) is a payment card transaction made where the cardholder does not or cannot physically...
8 KB (1,087 words) - 10:56, 12 July 2024
payment with a payment card, specifically a credit card, without requiring the physical presence of the card (“card not present transaction”). They are called...
3 KB (358 words) - 20:54, 15 July 2025
known as a card not present transaction (CNP). Electronic verification systems allow merchants to verify in a few seconds that the card is valid and...
133 KB (15,661 words) - 15:44, 24 July 2025
complete a card-not-present transaction. The CSC is transmitted along with other transaction data and verified by the card issuer. The Payment Card Industry...
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number, is printed (but not embossed) on a credit or debit card. The CSC is used as a security feature for card not present transactions, where a personal...
16 KB (1,883 words) - 11:08, 25 June 2025
requirement from the former Maestro debit cards. Card not present transaction Payment card industry Payment card number Payment gateway Payment system Payment...
26 KB (3,212 words) - 13:52, 19 May 2025
Merseyside Contract Net Protocol, for computer task-sharing Card-not-present transaction, for payment cards Certified Nonprofit Professional, a professional...
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ISO 8583 is an international standard for financial transaction card originated interchange messaging. It is the International Organization for Standardization...
36 KB (1,641 words) - 15:55, 14 April 2025
incarnation of the auto rickshaw MO/TO (Mail Order/Telephone Order) in card not present transaction processing Search for "moto" on Wikipedia. Motomoto (disambiguation)...
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Chargeback (redirect from Card statement)
A chargeback is a return of money to a payer of a transaction, especially a credit card transaction. Most commonly the payer is a consumer. The chargeback...
10 KB (1,316 words) - 07:33, 10 May 2025
EMV (redirect from Transaction Types Over POS Terminal)
credit-card transaction approvals. One of the original goals of EMV was to provide for multiple applications on a card: for a credit and debit card application...
87 KB (9,419 words) - 22:27, 7 June 2025
steal money. There are two kinds of card fraud: card-present fraud (not so common nowadays) and card-not-present fraud (more common). The compromise can...
57 KB (6,857 words) - 20:39, 25 June 2025
Friendly fraud (category Credit card terminology)
a card not present transaction. To help eliminate call center purchase chargebacks, call centers are working to make the purchases more like card present...
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Dynamic currency conversion (category Credit card terminology)
whereby the amount of a credit card transaction is converted at the point of sale, ATM or internet to the currency of the card's country of issue. DCC is generally...
25 KB (3,190 words) - 09:09, 5 July 2025
debit transaction may cause more serious problems (for example, overdraft/money not accessible/overdrawn account) than a credit card transaction (for example...
122 KB (15,042 words) - 22:39, 24 July 2025
Interchange fee (category Credit card terminology)
bank (the "issuing bank"). In a credit card or debit card transaction, the card-issuing bank in a payment transaction deducts the interchange fee from the...
30 KB (3,453 words) - 12:33, 18 March 2025
and the recipient of the card would use the value of the card at a later transaction. A third form is the hybrid closed loop card whose issuer has bundled...
30 KB (3,507 words) - 15:57, 26 May 2025
Merchant account (section Transaction fee)
time a transaction is sent to the card-issuing bank to be authorized. The fee applies whether or not the request is approved. Note this is not the same...
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merchant. A transaction value and currency are included in the computation of the cryptogram. If the card does not require it or the terminal does not support...
16 KB (2,254 words) - 10:49, 31 May 2025
authorization for every transaction, although Mastercard's rules permit the establishment of floor limits on Maestro EMV chip transactions only. Not only must the...
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3-D Secure (redirect from Master Card Secure Code Program)
certificates). A transaction using Verified by Visa or SecureCode will initiate a redirection to the website of the card issuer to authorize the transaction. Each...
24 KB (2,945 words) - 17:57, 19 June 2025
Address verification service (category Credit card terminology)
or not to go ahead with a transaction. AVS can be used in addition to other security features of a credit card, such as the CVV2 number. AVS is not available...
8 KB (632 words) - 05:39, 26 August 2024
PCI Express (redirect from PCI Express Mini Card)
using a supported add-in. The PCIe transaction-layer protocol can also be used over some other interconnects, which are not electrically PCIe: Thunderbolt:...
142 KB (13,127 words) - 16:55, 21 July 2025
Visa Inc. (redirect from Visa (credit card))
this practice is discouraged. As long as the Visa card is signed, a merchant may not deny a transaction because a cardholder refuses to show a photo ID...
121 KB (11,396 words) - 17:10, 19 July 2025
Transaction documents refers to legally relevant documents that are either printed, inserted and mailed, or electronically presented. They consist of a...
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transmit card information facilitating funds transfer to the retailer. It replaces the credit or debit card chip and PIN or magnetic stripe transaction at point-of-sale...
15 KB (1,321 words) - 14:00, 22 July 2025
Information technology -- Identification cards -- Financial transaction cards "Magnetic stripe card standards" (PDF). MagTek. 2011. Archived (PDF) from the...
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A stored-value card (SVC) or cash card is a payment card with a monetary value stored on the card itself, not in an external account maintained by a financial...
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Payment terminal (redirect from Credit card terminal)
by decreased transaction processing times and immediate authorisation of payments. In terms of security, terminals provide end to end card data encryption...
13 KB (1,385 words) - 18:01, 21 July 2025
transaction does not require any waiting period. The transactions are settled as soon as they are processed. "Gross settlement" means the transaction...
11 KB (1,339 words) - 12:56, 18 May 2025