• Regulation Q (12 CFR 217) is a Federal Reserve regulation which sets out capital requirements for banks in the United States. The version of Regulation...
    5 KB (615 words) - 15:57, 4 May 2025
  • Regulation Q, which established laws that created interest ceilings for all types of deposit accounts at Federally Insured institutions. Regulation Q...
    6 KB (750 words) - 16:40, 9 December 2023
  • banking regulations define the terms "demand deposit account" and "negotiable order of withdrawal account" separately. Until July 2011, Regulation Q stated...
    6 KB (786 words) - 00:34, 6 October 2024
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    Warren, Thomas Huertas and other critics of traditional bank regulation argued Regulation Q limits on interest rates (mandated by the 1933 Banking Act)...
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  • payments deficits of the United States, causing a net outflow of dollars; Regulation Q, the U.S. Federal Reserve's ceiling on interest payable on domestic deposits...
    11 KB (1,305 words) - 09:47, 11 April 2025
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    accounts; however, in a 1970s and 1980s response to the 1933 promulgation of Regulation Q in the U.S., demand deposits in some cases came to allow easier access...
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  • Thumbnail for Depository Institutions Deregulation and Monetary Control Act
    Federal Reserve Board of Governors under the Glass–Steagall Act to use Regulation Q to set maximum interest rates for any deposit accounts other than demand...
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    Learning. p. 482. ISBN 978-0-538-44561-0. Gilbert, Alton, "Requiem for Regulation Q: What It Did and Why It Passed Away", Federal Reserve Bank of St. Louis...
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    little or no interest on credit balances. Formerly, in the United States, Regulation Q (12 CFR 217) and the Banking Acts of 1933 and 1935 (12 USC 371a) prohibited...
    19 KB (2,375 words) - 18:33, 17 February 2025
  • interest rate caps (Regulation Q) on interest paid on deposits in banks and savings institutions. By limiting deposit interest, Regulation Q prevented banks...
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  • Bank regulation in the United States is highly fragmented compared with other G10 countries, where most countries have only one bank regulator. In the...
    26 KB (2,884 words) - 00:36, 1 January 2025
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    savings deposits compared to a regular commercial bank. This was known as Regulation Q (The Interest Rate Adjustment Act of 1966) and gave the S&Ls 50 basis...
    20 KB (2,692 words) - 02:31, 24 April 2025
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    in savings accounts. The original cause was a U.S. government regulation (Regulation Q) which limited the interest rate paid on interest bearing accounts...
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  • Requirements for Depository Institutions (12 CFR 204, Regulation D) is a Federal Reserve regulation governing the reserves that banks and credit unions...
    5 KB (564 words) - 07:55, 14 April 2025
  • term 'Q-Signal' has been historically used in that context, not 'Q-Code,' - the use of 'Code' is technically a violation of F.C.C. Regulations. This essentially...
    82 KB (2,875 words) - 16:44, 17 May 2025
  • Thumbnail for Paul Volcker
    their response to the financial crisis was inadequate, and that more regulation of banks is called for. Specifically, Volcker called for a break-up of...
    57 KB (5,632 words) - 04:45, 22 April 2025
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    a wave of thrift failures between 1981 and 1983. Federal regulations, especially Regulation Q, placed caps on deposit interest rates. Depositors responded...
    47 KB (6,066 words) - 07:04, 12 April 2025
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    and Maurice Kugler), in Norman Loayza and Luis Serven, eds. Business Regulation and Economic Performance, World Bank and Stanford University Press, 2010...
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    "didn't really believe in regulation; when the excesses of the financial system were noted, (he and others) called for self-regulation—an oxymoron". Greenspan...
    91 KB (8,842 words) - 20:22, 5 May 2025
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    a special letter in addition to the prefix letters which range from A to Q. The first letter is A for Series 1996, B for Series 1999, C for Series 2001...
    54 KB (4,912 words) - 14:28, 16 April 2025
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    Regulation B, from the (b) that appears in Title 12 part 1002's official identifier: 12 C.F.R. § 1002.1(b) (2017). Failure to comply with Regulation B...
    12 KB (1,385 words) - 16:52, 31 March 2025
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    to three factors: "low international capital mobility, tight financial regulation, and the dominant economic and financial position of the United States...
    100 KB (12,687 words) - 02:45, 19 May 2025
  • funds in the United States created a solution to the limitations of Regulation Q, which at the time prohibited demand deposit accounts from paying interest...
    41 KB (5,598 words) - 08:27, 11 May 2025
  • the buck," and was liquidated as a result. Until 1980, Federal Reserve Regulation Q limited the rate of interest that banks could pay on savings accounts...
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  • Financial repression (category Financial regulation)
    interest rates, such as on government debt and deposit rates (e.g., Regulation Q). Government ownership or control of domestic banks and financial institutions...
    11 KB (1,316 words) - 14:36, 10 May 2025
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    Low-dropout regulator (category Voltage regulation)
    OUT + V IN I Q {\displaystyle P_{\text{LOSS}}=\left(V_{\text{IN}}-V_{\text{OUT}}\right)I_{\text{OUT}}+V_{\text{IN}}I_{\text{Q}}} where I Q {\displaystyle...
    15 KB (2,063 words) - 12:57, 16 February 2025
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    The act's provisions were implemented through Federal Reserve Board Regulation E. The EFT Act recognizes the right of consumers to choose the financial...
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    loans (HPMLs) that are subject to the requirements of 12 CFR 1026.35. The regulation prohibits certain acts or practices in connection with credit secured...
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  • of deposit holds. It is also referred to as Regulation CC or Reg CC, after the Federal Reserve regulation that implements the act. The law is codified...
    10 KB (1,183 words) - 17:01, 16 August 2024
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    subject to different (and occasionally overlapping) regulation. Some types of banking regulation may be delegated to other levels of government, such...
    95 KB (9,904 words) - 18:36, 1 May 2025