A credit history is a record of a borrower's responsible repayment of debts. A credit report is a record of the borrower's credit history from a number...

individual. A credit score is primarily based on a credit report, information typically sourced from credit bureaus. Lenders, such as banks and credit card companies...

A credit card is a payment card, usually issued by a bank, allowing its users to purchase goods or services or withdraw cash on credit. Using the card...

focuses on installment lending primarily to people with little or no credit history. As of 30 June 2020 the Group has cumulatively served over 135.4 million customers...

Credit (from Latin verb credit, meaning "one believes") is the trust which allows one party to provide money or resources to another party wherein the...

A credit rating is an evaluation of the credit risk of a prospective debtor (an individual, a business, company or a government), predicting their ability...

Adverse Credit History Background check Credit card Credit history Credit rating agency Credit score Fair and Accurate Credit Transactions Act Fair Credit Billing...

agency in the United States, a credit reference agency in the United Kingdom, a credit reporting body in Australia, a credit information company (CIC) in...

Credit unions are not-for-profit financial cooperatives. In the early stages of development of a nation's financial system, unserved and underserved populations...

the specific credit score used if they are denied a loan, credit card or insurance due to their credit score. Before credit scores, credit was evaluated...

services include online access to credit history and products meant to protect from fraud and identity theft. Like all credit reporting agencies, the company...

actual home equity. Most home equity loans require good to excellent credit history, reasonable loan-to-value and combined loan-to-value ratios. Home equity...

Zhima Credit (Chinese: 芝麻信用; pinyin: Zhīma Xìnyòng; also known as Sesame Credit) is a private company-run credit scoring and loyalty program system developed...

TransUnion CIBIL Limited is a credit information company operating in India. It maintains credit files on 600 million individuals and 32 million businesses...

who typically lack collateral, steady employment, and a verifiable credit history. It is designed to support entrepreneurship and alleviate poverty. Many...

to one's credit history, alerts of critical changes to one's credit history, and additional services. Credit monitoring can help detect credit related...

course, in addition to other standard criteria such as the guarantor's credit history, bank account statements, assets and holdings, etc. However, in rare...

titles: Identity Theft Prevention and Credit History Restoration, Improvements in Use of and Consumer Access to Credit Information, Enhancing the Accuracy...

forgetting to pay a credit card bill. Credit scores or credit history do not exist in France, and therefore the need to build a credit history does not exist...

your credit history, your credit report, and deal with credit problems. How to understand your credit history, your credit report, and deal with credit problems...

A line of credit is a credit facility extended by a bank or other financial institution to a government, business or individual customer that enables the...

A credit note or credit memo is a commercial document issued by a seller to a buyer. Credit notes act as a source document for the sales return journal...

past track record with credit. Credit rating agencies provide credit references for companies while credit bureaus provide credit references for individuals...

Crédit Agricole Group (French: [kʁedi aɡʁikɔl]), sometimes called La banque verte (lit. 'The green bank', due to its historical ties to farming), is a...

analysis of cash flows. Credit analysis also includes an examination of collateral and other sources of repayment as well as credit history and management ability...

A credit score is a numerical expression representing the creditworthiness of an individual. A credit score is primarily based on a credit report, information...

continuation of ideas and concepts of credit and lending that had their roots in the ancient world. In the history of banking, a number of banking dynasties –...

accounts), credit cards, credit, share term certificates (certificates of deposit), and online banking. Normally, only a member of a credit union may deposit...

information that the applicant has provided as to income, employment, credit history and the value of the home being purchased via an appraisal. An appraisal...

checks can include: Criminal history Past employment verification Education verification Reference check Drug screening Credit background check Social media...