The loan-to-value (LTV) ratio is a financial term used by lenders to express the ratio of a loan to the value of an asset purchased. In real estate, the...

participation by the lender in some loans). The lender also may require cross-collateralization and a lower loan-to-value ratio. On the other hand, they are...

borrower already owns, the loan to value ratio will be imputed against the estimated value of the property. The loan to value ratio is considered an important...

price or appraised value (in other words, if the loan-to-value ratio (LTV) is 80% or more). Once the principal is reduced to 80% of value, the PMI is often...

reasonable loan-to-value and combined loan-to-value ratios. Home equity loans come in two types: closed end (traditionally just called a home-equity loan) and...

amortization term and loan-to-value ratio. FHA mortgage insurance premium (MIP) can be removed in two cases: first, if the initial loan-to-value ratio was less than...

Other guidelines include borrower's loan-to-value ratio (i.e. the size of down payment), debt-to-income ratio, credit score and history, documentation...

real estate related loans are the Loan to Value Ratio (LTV), the debt service coverage ratio (DSCR) and Interest Service Coverage Ratio (ISCR). Covenants...

through refinancing, since banks traditionally require a loan-to-value ratio (LTV) of 80% or less to qualify for refinancing without private mortgage insurance...

when customers were charged an interest rate that did not match the loan-to-value ratio on their account." An Australian businessman who owned 3 blocks of...

has Standard Life Insurance Company of New York. The average loan-to-value ratio on new loans was 64 percent in 2008. Standard Insurance Company has maintained...

damages Liquidation value Lis pendens Listing contract Litigation Littoral rights LLC LMI Loan origination fee Loan-to-value ratio (LTV) Location Lot Lot...

statement of financial position (so-called book value), but the ratio may also be calculated using market values for both, if the company's debt and equity...

Principal Reduction Alternative (PRA), assists homeowners with a loan-to-value ratio exceeding 115 percent. Home Affordable Unemployment Program (UP)...

Effective interest rate Incremental capital-output ratio Loan-to-value ratio Operating ratio P/B ratio Abnormal return Capital budgeting Accounting rate...

should rental income decline. Loan-to-value ratio: Calculates the ratio between the loan balance and the market value of a property expressed as a percentage...

various metrics including debt service coverage ratio, loan-to-value ratio, and debt yield ratio to assess out whether the property is capable of making...

because of the higher-risk nature of the loan. Hard money loans are typically at a much lower loan-to-value ratio than conventional mortgages. Some real...

look to offset that risk by lending at a lower loan to value ratio usually of under 65% of the property's value. Hard money lender Mortgage loan Commercial...

the United States characterized by high-default rates and soaring loan-to-value ratios in the residential housing market. Rapid expansion in the residential...

corporation receives 100% of the value of the property. Traditional financing is limited to a loan-to-value ratio or debt-coverage-ratio. Help pay down debt and...

property use, property location, loan-to-value ratio (LTV), what state the loan is in, credit score, the purpose of the loan, whether or not the applicant...

mortgage loan, usually secured by a residential property, that enables the borrower to access the unencumbered value of the property. The loans are typically...

factors relating to the loan such as loan purpose, credit rating, and loan-to-value ratio and estimates the effect on yield (credit spread). Covenants – Lenders...

2011). The loan to value ratio (LTV) is a good indicator for the risk involved for the lender as well as for the borrower. The higher the ratio the higher...

recovery is limited only to the value of the collateral. Thus, nonrecourse debt is typically limited to 50% or 60% loan-to-value ratios, so that the property...

value (if a refinance) or purchase price (if a purchase) {which ever amount is lower} and converted into yet another ratio called the Loan to value (LTV)...

liquidity ratios generally, and specifically those related to any loan covenants, such as debt service coverage ratio (DSCR) and loan-to-value ratio (LTVR)...

subject to stricter criteria. Often they need larger cash deposits, as the average loan-to-value ratio is slightly lower than for an ordinary buy-to-let mortgage...

also required to be eligible for a conforming loan. The loan-to-value ratio is the ratio of the total amount of the loan to the total value of the collateral...