Credit risk is the possibility of losing a lender holds due to a risk of default on a debt that may arise from a borrower failing to make required payments...

Sovereign credit risk is the risk of a government becoming unwilling or unable to meet its loan obligations,[citation needed] as happened to Cyprus in...

how the market views credit risk of any entity on which a CDS is available, which can be compared to that provided by the Credit Rating Agencies. Most...

A credit rating is an evaluation of the credit risk of a prospective debtor (an individual, a business, company or a government), predicting their ability...

main risks faced by banks include: Credit risk: risk of loss arising from a borrower who does not make payments as promised. Liquidity risk: risk that...

financial risk types, which are sorted into the five categories market risk, liquidity risk, credit risk, business risk and investment risk. The four...

risk management is the practice of protecting economic value in a firm by managing exposure to financial risk - principally operational risk, credit risk...

assessed the buyer's credit risk – i.e. that the applicant will be able to pay for the goods – it will issue the letter of credit, meaning that it will...

exposure to the risk of not getting their money back (credit default), banks will tend to issue large credit sums to those deemed credit-worthy, and also...

Political risk analysis providers and credit rating agencies use different methodologies to assess and rate countries' comparative risk exposure. Credit rating...

standardized approach (or standardised approach) refers to a set of credit risk measurement techniques proposed under Basel II, which sets capital adequacy...

banks and credit card companies, use credit scores to evaluate the risk of lending money to consumers. Lenders contend that widespread use of credit scores...

investment, the bond credit rating represents the credit worthiness of corporate or government bonds. It is not the same as an individual's credit score. The ratings...

Consumer credit risk (also retail credit risk) is the risk of loss due to a consumer's failure or inability to repay (default) on a consumer credit product...

development, production, or sustaining of life-cycles), legal liabilities, credit risk, accidents, natural causes and disasters, deliberate attack from an adversary...

I, operational risk was negatively defined: namely that operational risk are all risks which are not market risk and not credit risk. Some banks have...

field of finance, a wrong way risk (WWR) occurs when credit exposure to a counterparty is negatively correlated with the credit quality of that counterparty...

A credit rating agency (CRA, also called a ratings service) is a company that assigns credit ratings, which rate a debtor's ability to pay back debt by...

The Journal of Credit Risk is a quarterly peer-reviewed academic journal covering the measurement and management of credit risk, including the valuation...

approach for counterparty credit risk (SA-CCR) is the capital requirement framework under Basel III addressing counterparty risk for derivative trades. It...

evaluate each customer's credit history before extending credit. That task is now performed by the banks which assume the credit risk. Extra turnover is generated...

underprice credit risk. This can contribute to credit booms, and increase systemic risks. Indeed, the use of derivatives to conceal credit risk from third...

based on risk-based pricing, a form of price discrimination based on the different expected risks of different borrowers, as set out in their credit rating...

a credit derivative refers to any one of "various instruments and techniques designed to separate and then transfer the credit risk" or the risk of an...

particularly on credit and market risk, and in banks, through regulatory capital, includes operational risk. Credit risk is the risk of default on a debt...

the internal ratings-based (IRB) approach to capital requirements for credit risk. Only banks meeting certain minimum conditions, disclosure requirements...

enterprises as well as by private entities that may offer credit enhancement features to mitigate the risk of prepayment and default associated with these mortgages...

countries with less stable economies are usually considered of higher risk. International credit rating agencies provide ratings for each country's bonds. Bondholders...

of a bank's capital. It is expressed as a percentage of a bank's risk-weighted credit exposures. The enforcement of regulated levels of this ratio is intended...

Trade credit insurance, business credit insurance, export credit insurance, or credit insurance is a type of insurance policy and a risk management product...